Meet Our Staff


New South Mortgage is a mortgage Broker in Beaufort, Summerville, Charleston, and Mt. Pleasant, South Carolina.
All of our sales people are true mortgage consultants. As a consultant, our goal is to help you make an informed decision that will benefit you now and in the future. We listen to your present and long-term needs and find a loan that is tailored to meet your specifications. We guide you through the entire home buying or refinancing process.

Jason
Branch Manager
jfralix@newsouthmtg.com
Before joining New South Mortgage, I worked as a mortgage banker with American Home Mortgage, where I was honored with the Top Sales Achiever award for 2004 and 2005. I have a bachelor"s degree in business administration from the University of South Carolina. Active in the community, I currently coach travel baseball for the Charleston Storm and varsity basketball for the First Baptist of Mount Pleasant School. In my free time I enjoys playing golf, basketball and softball. Born and raised in Charleston, S.C., I currently live in West Ashley with my wife, Tina.

Tim
Assistant Manager
tshirley@newsouthmtg.com

I was born and raised in Aiken, South Carolina, and moved to Charleston in 1996 to attend the College of Charleston. At the College of Charleston, I received a B.S. in Business Administration and a B.A. in Music Composition. During my college career, I worked in retail and performed music locally. My four years of retail experience has truly made me appreciate customer service. I feel that excellent customer service is the key to success in the Mortgage Industry. It is a simple concept; treat others the way you would like to be treated. In other words, I will treat your loan as if it were my own.

Joseph
Mortgage Consultant
jkuch@newsouthmtg.com
Joseph, age 51 Graduate of Arizona State University, Bachelor of Science Degree College of Public Programs. I spent over 20 years in National Accounts Sales and Management with International Conference Resorts , and most recently with the Seabrook Island Conference Resort. At the end of 2002 as Seabrook decided to begin exiting the conference business, my search for a new career outside the hospitality industry began. Since January of 2003 I have been actively involved in the residential and to some extent the commercial lending market. 2003 was spent with East Bay Capital Mortgage learning the origination and processing sides of the downtown market. I left East Bay in February of 2004 to open my own office in Charleston for Direct Realty Funding Mortgage of Hilton Head Island, SC. This time furthered my knowledge of both the lending industry and running ones own business. November 1st of 2004 I began my career with New South Mortgage as the Branch Manager. I am blessed to have an enthusiastic, friendly and knowledgeable staff that is willing to go the extra mile for my clients. Sharon is my better half and wife of 17 years. We have 3 great children — our son Kelly, and daughters Julie and Jayne. GOLF is my primary diversion and a passion. I also enjoy fishing, boating and travel to new venues.

Jarrett
Mortgage Consultant
sdrolapas@newsouthmtg.com
Jarrett moved to Charleston in 2001 to attend The Citadel, the military college of South Carolina. After earning a degree in English, he immediately began his career in banking as a loan officer. By mentoring under local top producing loan officers for two years, he gained valuable experience in the sales, finance and the management of clientele accounts. With the marketing and vast product selection New South offers, Jarrett expects to continue to increase productivity throughout 2007.

Michael
Mortgage Consultant
mburd@newsouthmtg.com
Michael, a mortgage consultant in New South Mortgage’s downtown office, was previously a loan consultant for American Home Mortgage for almost three years. Born and raised in Washington, D.C., Michael moved to the area to attend the College of Charleston where he received a bachelor’s degree in business administration. He is an active member of the Charleston Trident Association of Realtors and enjoys cooking, horticulture and breeding American Pitbull Terriers at his home on James Island where he lives with his three dogs, Pearl, Deuce and Bella.

Jeremy
Mortgage Consultant
jkent@newsouthmtg.com
A mortgage consultant in the downtown office, previously served as a mortgage consultant for Residential Pacific Mortgage and as an associate producer at ESPN where he produced regular segments for two Emmy award-winning shows. Jeremy holds a bachelor’s in broadcast journalism from Syracuse University and is a member of the Charleston Chamber of Commerce. He is passionate about sports and enjoys playing golf and spending time with friends and family in his spare time. A native of Pound Ridge, N.Y., Jeremy now lives in downtown Charleston.

Matt
Mortgage Consultant
mbaker@newsouthmtg.com
Matt brings experience both as a branch manager and a mortgage consultant at Residential Pacific Mortgage, serves as a mortgage consultant in the company’s downtown office. A graduate of the University of Maryland, Matt holds a bachelor’s degree in sociology. Matt describes himself as a sports fanatic, not only as a fan of football, basketball and baseball, but by staying active himself. A long way from his native Bedford, N.Y., he now calls downtown Charleston home and heads to the beach whenever he gets the chance.

Candi
Office Manager
caustin@newsouthmtg.com
Candi is the office manager in New South Mortgage’s downtown Charleston office. As the office manager, Candi assists the loan officers and ensures the office runs smoothly on a daily basis. Before working with New South Mortgage, she was a sales office coordinator with American Home Mortgage and Washington Mutual, as well as an administrative clerk in the Marine Corp. Candi was born in Texas City, Texas, but she grew up in South Houston, Texas. She currently resides in North Charleston with her son.